P.N.B. CREDIT OFFICER INTERVIEW QUESTIONS ASKED 2022 OCT.

 

 

Questions asked in PNB SO (Credit Manager; Scale - II) Interview

 

Date of Interview:                  20-10-2022

Location:                                 PNB Corporate Office, Gurgaon

Duration of the interview:     10 mins

Number of panel members: 4

 

1.      Introduce yourself.

2.      Why you want to come to bank?

3.      Why you did not apply for banking job before?

4.      What is CMA?

5.      What are different reports of CMA?

6.      What is profitability ratio?

7.      Formula of gross profit, net profit.

8.      What is debt-equity ratio and what is its formula?

9.      Which sector at present is lucrative for financing?

10.   What comes under infrastructure financing?

11.   What is the process involved in financing road projects?

12.   How RBI adjust liquidity in the economy?

13.   What are the types of government securities?

14.   What is HTM?