KARNATAKA BANK CLERK PROBABLE INTERVIEW QNS NO.3 10082022
INTERVIEW QUESTIONS
Self
Introduction
Family
RBI
Insurance
Insurance
policy
RBI function
Bank
Headquarters State and near by states
1 union
territory near bank headquarters
Payment way
RTGS NEFT
Banking Companies
Act and CompaniesAct
Relocation
Commerce
minister
What do you
know about KARNATAKA bank
Yesterday's
monetary policy repo rate
Loans offered
by the bank
Difference
between FD and RD
Banks also
provide insurance services?
What is bank
rate?
What is kyc
Interest rates
of loans
Why CASA is
important for banks
What are the sources
of income of banks
About my
school and extracurricular activities
Job of po/job of
a clerk/job of specialist officer –job role
Which bank i have
account? What is the rate?
Current banking
scenario
Why should we
select you
Business of the
bank
Who regulates the
stock exchange?
Is share price of
Karnataka Bank increasing or falling? Why is it so?
Products of bank
Ø
What
is your biggest achievement in life?
Ø
tell
me where you see yourself over 5 years in personal and professional life?
Ø
What
does India exports and imports?
Ø
which
newspaper do you read, how inflation can be addressed which is an ongoing
problem before the pandemic
@@@@@
- Why
Bank after software?
- Why
M.Tech.?
- Can
you not progress in the software field?
- What
do you mean by banking?
- What
is the importance of banking?
- What
are the qualities required in banking?
- I
said earlier my qualities were empathy and analytical skills. So how are
you going to use it in banking?
- Net
profit
- Net
interest income
- Net
NPA
- gross
NPA
- ROA
●
What are the threats faced by banking sector?
I said about skimming, data privacy violation, phishing
They asked about
●
Botnet
●
Phishing
●
Vishing
●
Ransomware
●
Malware
●
What
is money inflation? What happens to the value of money during inflation? Who is
responsible for controlling inflation? What are the kinds of risks that banks
must face?
3. NPA
4. How credit
card providing companies earn profit?
6. Banking
controversies at national level
7. Why do
banks borrow from RBI
8. What is
Simple interest
9. How will
Chemistry help in banking as here it involves sales
Current Rates
(CRR, SLR, Repo etc)
6. NPA
7. Three
largest risks bank face.
My interview
took around half an hour. They mostly asked follow-up questions based on what
we answered.
My suggestion
is that If you are currently working, please be ready with a proper and
convincing answer to why you want to switch to Karnataka Bank.
Pledge, mortgage
and hypothecation
AML AND KYC
1.After MCA
why you choose banking sector
2. Since my
mother is also working in bank they asked about her
3. What is 1D
2D 3D 4D and 5D (RELATED TO COMPUTER?)
If you are not selected what will be your next
step
. What are my
strengths and explain a situation where
I used my one of my strengths ( I told team player)
They asked
about retail banking.
3. Types of
banks
4. What is
private bank, investment banks and retail bank and under which category Karnataka
bank comes in.
4. What is
stock market explain types of stocks
5. What is the
difference between shares and debentures
6. Which type
of company in debt based and equity based company will you provide loans?
7. What is
crypto currency
8. Name two
other crypto currency other than Bitcoin
8. Is it legal
in India
9. Why
everyone uses crypto currency.
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