SBI PO INTERVIEW -- THREE -- USEFUL FOR IBPS PO/RRB PO

Interview Venue: SBI LHO, New Delhi.

Reporting Time: 10 A.M.

After a smooth document verification process, we headed to the conference hall for our GDs. After a session of introduction of the moderators and candidates, we were given the topic

GD Topic- "Is a complete ban and penalty on ragging in educational institutions justified?"

Not many points to make since many were on the same page, but somehow a few members in the group managed to argue on few points related to restricted interaction with seniors, and seniors were crossing the line. Group Discussion can be a tensed situation for some, but with confidence and clarity of thought, one can easily score in this phase. It is important to maintain the decorum of the session and avoid being too loud. Put forth your views and opinions firmly best backed by figures or facts and also let your fellow group members voice their opinions.

Group Exercise - Traits of a Strategist.

Group Exercise is performed after the discussion. In this group, exercise candidates were given a set of few qualities/ attributes/ traits/ parameters which they had to prioritize according to their understanding of the topic/ situation/ thinking ability.

•  
• Understanding the problems
• Focusing on real issues
• Understanding the process
• Good planner
• Leader
• Action-oriented
• Channelising energies
• Good team player

We achieved consensus on 3 points.

Personal Interview

[4 panelists, a lady, and 3 male members]

M1 Started by asking questions in Football since I had mentioned it as a hobby in my form.

M1: Which very big event is going to happen in India? 
V: Under-17 FIFA WC, and the initial India's games will take place in Delhi.

M1: Where do official football games take place in Delhi?
V: Jawahar Lal Nehru Stadium, and Ambedkar stadium near Feroz Shah Kotla stadium.

M1: You must be following international football keenly?
V: No sir, I'm not very keen on watching football. But since English Premier League and Spanish leagues have good broadcast partners their matches get aired in India and so I watch those on the weekend.

M1: Some Futsal is going to start today, what is that?
V: It will start on 15th. Sir, it is a little fast paced form of football with teams 5-a-side, with a little different set of rules than the normal football.

M1: Will this catch up with the Indian youth?
V: It is catching up amongst the urban areas, but since this form of game is becoming prevalent due to non-availability of ground, it should catch up with kids all around.

Some discussion with panel member M2 about a court game with a different type of ball which doesn't bounce much, of which I didn't know.

M1: Ok, so we were asking all these questions so that you become comfortable. In which branch did you complete your engineering?
V: Electrical and Electronics.

M1: And what did you do after that?
V: I worked for 3 years and then quit my job.

M1: You didn't like your job?
V: No sir, I wanted to do something more. So...

M1: Give us a picture of Indian economy as of today: (I fumbled and spoke about IIP numbers, Bi-monthly Monetary policy, Forex reserves). Panel member interjected and talked about GDP number which I couldn't remember.

M1: How do we accumulate the forex reserves?
V: RBI mops up the foreign currency in the Indian currency flow, offers schemes to foreign investors, sells treasury bills and govt securities, remittances. With a prompt from the main panel member, I said that major part comes from trade exports.

M1: Which part gets us the foreign exchange - Exports or Imports?
V: Exports help us get foreign exchange.

M2: Demonetisation was a success or not?
V: I said with the stated objectives, it was not a success. . Talked about the objectives, how it was a shock which we didn't deserve, there should have been measures to smoothen the process, and cash actually makes only 1% if undeclared income/black money.
Mentioned how Dr. Rajan said we should have done this activity only if we were ready to replace all the SBN which were to be denotified. Most of it is in form of Gold and real estate.
(Interjections on my points and a little digression from main points)

M2: To tackle the problem of black money in real estate, what measures were taken?
V: An important bill RERA was passed last year.

M2: What are the provisions in this act? 
V: Redressal mechanisms for home buyers, escrow account for keeping money from builders. (I was taking too much time in explaining these points)

F1: You have mentioned that you write, have you published any or are you compiling for the time being?
V: Ma'am I'm compiling my articles right now.

F: Which topics do you write on?
V: Agriculture, Economy, Current affairs, How to help uplift the poor, Bring equality, these topics appeal to me.

F: Apart from the general books and newspaper what do you read?
V: Magazines like Outlook, Open Magazine, online articles, and a few specific authors like S Varadrajan, P Sainath, Praveen Swami.

M1: S Varadrajan had started his own publication/news channel, what is it?
V: The Wire.

M2: Your name, Dassani, is associated with a foreign industrialist who runs a very big multinational industry. Can you name him?
V: Sir, I'm not aware of the individual but I know a company producing packaged drinking water 'Dasani', which had been acquired by Coke some time back.
(Was appreciated for knowing these facts while the members shared a laugh amongst themselves on an inside joke they had cracked earlier)

M1: Can you tell an IPO of an insurance company coming out recently?
V: GIC Re, SBI Life...

M1: Tell me which private insurance company is coming out with an IPO?
V: Sir, ICICI Lombard.

M3: Since you are a student of Science and Engineering, why do Steam burns are more severe than boiling water burns?
V: Sir, latent heat is present in steam which is used to convert water in liquid state to gaseous state. This extra heat causes the extra damage.

Thank you Vipul, that will be all, wish you all the best.

Interview Venue: SBI BKC MUMBAI 12/09/2017

Date of Interview: 12/09/2017

Reporting Time: 8 A.M.

I reached the venue at 7:15 AM. Some Candidates were already present and document verification was going on. Document verification went smoothly. The officers were very cooperative. I felt contented and jovial.

Please, take note that character certificate needs to be Signed by Gazetted officers which may be Principle of College, MLA, MAC, etc.

After that, a ma'am instructed us to go to the 1st floor where GD/GE was to be conducted. In the GD room, 2 officers were present. I was overwhelmed seeing their attire and personality. First of all, they congratulated us for getting up to this stage. Then they gave instructions and norms of GD/GE.

They were very friendly and told us to have a nice discussion in any of the two languages Hindi /English in whichever we are comfortable as all of us knew Hindi and English.

GD Topic- "The personal relationship has edge over digital relationship and vice versa in banking."

Duration -20 mins  discussion.
5 mins to jot down points.

It went well all of us were quite cooperative and mostly each one of us got the chance to speak. And finally, we reached a conclusion that both are equally important and mutually dependent. I feel if you should try at least to speak up 4 to 6 times with different points and make your points,  and plz don't cut anyone while speaking. Group Discussion can be a tense situation for some, but with confidence and clarity of thought, one can easily score in this phase. It is important to maintain the decorum of the session and avoid being too loud. Put forth your views and opinions firmly best backed by figures or facts and also let your fellow group members voice their opinions.

Group Exercise - What to look for if you are going for a vacation?

Group Exercise is performed after the discussion. In this group, exercise candidates were given a set of few qualities/ attributes/ traits/ parameters which they had to prioritize according to their understanding of the topic/ situation/ thinking ability.

• Cost of Lodging and boarding
• Online review
• Cleanliness
• Popularity of the place
• Entertainment options
• Cuisine
• Climate 
• 8) Ease of Reach 

This Exercise is meant to have a common concensus over the priorities of all points by having a discussion.

Personal Interview

There were 5 members in the panel 2 female and 3 males ( F1 M1 M2 M3  F2).

Hello Gurpreet, 

Have a seat.

I Wished them properly.

Good morning Ma'am's,  Good Morning Sirs.

M2: You work for an IT company, What projects you did in your company ?

Me- Answered.

M2- What were the different roles you worked upon and for which clients you worked?

Me- I told I am working as a Web developer in Cognizant,  and have worked in different roles involving,  Web pages creation to data manipulations as per user interaction to build interactive Web pages.

M3- You have a nice Academic record, how many hours do you study every day?

Me: Answered.

F1 - What is Dark Web?

Me: Answered

F1- Why do you like Internet Strategic Gaming?

Me: I get motivation every time I play this game that no matter how many times I fail in the game I will try again and win it at any cost, I apply the same concept to my problems in life,  she seemed satisfied well.

M2- Asked me why do you like cooking and what you can cook?

Me: Answered.

M1- In which bank you have a bank account and why not SBI?

Me: I told I have account in HDFC as our company provided it is during joining,  I also told that I do have an account with SBI.

F2- Which banks netbanking is more better Sbi or HDFC?

Me: Answered.

M3- What is Financial Inclusion?

Me: It's an initiative of the government so that every person specifically people from poor class get access to banking facilities at a cheaper and affordable rates.

F2- Who is the person responsible for the Idea of Financial Inclusion?

Me: I told I didn't remember ma'am.

F1- Is digital banking a feasible option for people of rural areas?

Me: I told they are not that much digitally literate to use digital banking,  even though the government is conducting some initiatives to educate them but it will take time. Even people who are literate enough to use net banking can fall prey to cyber attacks of pushing and frauds by spammers.

M2- What is Basel Committee and why it was formed?

Me: Answered.

It went for 15 to 20  min and it was a nice experience. Questions were standard mostly related to personal, My company and Projects I did as I am currently working in an IT company and educational background, no banking awareness.

Go with full faith in yourself these people are very cooperative and friendly.  Stay calm and have a Nice Smile on your Face.

Thank you & all the best for your Interviews!

thanks; bankersadda.com