EFT CHEQUES -- a new concept -- pl read for SBI PO/IBPS PO/IBPS CLERKS
http://www.icicibank.com/Personal-Banking/faq/detail.page?identifier=faqs-icheque-mobile-app-20152101155403971
eftCheques Mobile app
ICICI Bank eftCheques app provides a comprehensive solution for cheque based
transactions. It enables quick, convenient and secure transfer of funds to a
beneficiary, while maintaining the cheque writing experience. Additionally, you
can deposit a cheque, check the status of your physical cheques and a lot more.
·
Write eftCheques – Issue eftCheques to a mobile number of your choice
·
Deposit
Cheque – Deposit scanned
image of physical cheque issued to you
·
Cheque
Query – Check the status of
physical cheques issued to / from your account
·
eftCheques
History – Check past debit
transactions done through eftCheques
Android: Ginger bread 2.3 and
above
iOS: iOS 6 and above
This mobile
application is free to use. However, standard data charges are applicable for
GPRS / EDGE usage.
You can download the
application on the registered mobile number with ICICI Bank account. Post
download, you will have to register with your Debit Card and Debit Card PIN.
Once the verification is done, you will be able to generate a Login PIN of your
choice.
It is a 4-digit
numeric password set by the user to prevent unauthorised usage of the
application.
You need to click on
"Forgot PIN" tab and re-enter the Debit Card and ATM PIN. Once the
verification is done, you will be able to generate a PIN of your choice.
To issue an iCheque, please follow the below steps:
1.
Select Account number
from which eftCheques is to be issued (Debit
Account Number).
2.
From Main Menu, Select
“Write eftCheques” option.
3.
A cheque book page
will open with details like Name, Account Number and Balance.
4.
Enter mandatory
details like Beneficiary Mobile Number (Manually or from contacts), Beneficiary
Name and Amount. Click Submit.
5.
Enter the OTP received
on your registered mobile number.
6.
A message will be
displayed upon successful issuance and you will receive an SMS with eftCheques code and 4-digit passcode. Passcode is to be shared with the
Beneficiary to receive the funds.
There is a limit of
maximum Rs. 25,000 per day for which an eftCheques can be issued for.
Currently Post Dated
Cheque Feature is not available with the application.
You can contact
Customer Care by clicking on the Customer Care icon. Select the number
according to your nearby city or Visit branch.
When you initiate the
transaction and authorise the same with an OTP, a "Cheque code" will
be generated. Post the creation of cheque code, pass code will be generated
which will be sent to your registered mobile number
The 4-digit pass code
should be communicated by you to the beneficiary. The beneficiary should
initiate the transaction through the URL provided in the SMS alert or by
visiting www.icicibank.com eftCheques page. The beneficiary
will also need to keep the Bank account number and the IFSC code ready. IFSC
code is required only if the Beneficiary Bank account is other than ICICI Bank.
You can stop an eftCheques issued at any given time during the validity period, but before
the encashment is done, by accessing the History page and selecting the
transaction to be stopped. After selecting the transaction, click on the Stop
Payment tab.
The cheque code will
remain valid for 3 days, since its generation. Once the cheque code expires,
the money will be auto credited to your account, within 24 working hours.
To deposit a Cheque, please follow the below steps:
1.
Select Account in
which Cheque amount is to be deposited
2.
Select Deposit Cheque
from the Main Menu
3.
Read the MICR band on
the bottom of the cheque with MICR reader, Confirm the same.
4.
In the following
screen, Capture the Front and Back of the Cheque respectively, verify the
details populated and enter amount and name of the issuer (Drawer) of the
cheque.
5.
Submit the cheque.
6.
Deposit the physical
cheque at your nearest ICICI Bank branch, within the specified time limit.
You can view the
physical cheque transaction status done through your account. It displays
cheque issued by you, or cheques deposited by you in physical mode.
You can view the status / history of iCheques issued through
this mobile application.
Note:
·
ICICI Bank will not be
held responsible if the Account number is wrongly entered by the beneficiary.
·
ICICI Bank is not
liable to any interest to the customer, if the funds are lying with ICICI Bank
till the same is accepted by the Beneficiary.
·
If cheque code is not
encashed by the beneficiary within the given time, the same will be expired.
·
In case of any
queries, please mail us on mobileapps@icicibank.com
http://www.icicibank.com/Personal-Banking/faq/detail.page?identifier=faqs-icheque-mobile-app-20152101155403971
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